ABOUT US
When it comes to your health and wealth, we know that making the right choices for you, your family, or your business can feel overwhelming. To help you make the right decision we take a commonsense approach – we ask questions and listen to your answers before recomending any strategies that could fit your particular needs
Medicare Advantage plans are health care options that are part of the Medicare program. Coverage may include prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
ACA (often called Obamacare) marketplace plans are major medical health insurance plans that are offered on Federal and State Health Exchanges. They are guaranteed issue plans, meaning all pre-exisiting conditions are accepted. Private marketplace plans are available for people with low to no pre-existing conditions.
Health Sharing plans use pooled resources from similar groups of people to help cover medical costs. A good lower cost alternative for those looking to "opt-out" of traditional health insurance.
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Determine the best time to start collecting your benefits while also considering the potential for survivor benefits. Understand what FRA is for you and your spouse and how delaying benefits could increase your monthly benefit amount.
Understand sequence of returns risk and how to mitigate low returns in the early years of retirement while staying tax efficient.
93% of businesses overpay on taxes. Save 20% or more on taxes every year so that you can invest these savings back into your business or for future personal income needs.
Save 25% or more on health care costs while delivering better healthcare outcomes for yourself and your employees. Only need a minimum of 2 employees.
Your business is your biggest financial asset. Feel prepared for the sale of your businses while ensuring you're not overpaying on capital gains taxes.
In an industry often frought with confusion, we provide an honest and straightforward approach. Our focus is on asking you the right questions to find the most suitable plan for your needs.
The Health and Wealth industries are notorious for obfuscating and hiding fees and comissions. We'll never do that. We'll disclose what we make on all transactions.
WE ARE HERE FOR YOU